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Down payment assistance

Buying a home in Pickens, SC

1 county program and 11 statewide.

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What’s local to Pickens

No program run for Pickens alone is listed. A home in Pickens can use Pickens County’s programs below, plus the South Carolina statewide and federal ones.

The closest city that runs its own program is Greenville, about 18 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Pickens

1 county program

The Pickens market

Kinds of homes here

  • 72.1% single-family
  • 0% townhouse
  • 9% 2–4 units
  • 12.4% 5+ units
  • 6.5% mobile & other

About condos. Pickens’s one local program does not list condos as eligible. Pickens County Habitat for Humanity Homeownership Program lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

67.8%

of Pickens homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$106,400
County area median income, 4 people (HUD)
$55,000
Pickens median household income

See the published limits for Pickens County

Free help nearby

Free help from a HUD-approved housing counselor

Pickens’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

Find my counselor

Free account → 90-second match → your counselors · Sign in

Across South Carolina and nationwide

73 statewide & federal programs

Pickens questions

Does Pickens have its own down payment program?

No program run for Pickens alone is listed. A home in Pickens can use the 1 program that cover Pickens County and the 11 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Pickens?

Pickens’s one local program does not list condos as eligible. Pickens County Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Pickens County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Pickens County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Pickens?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

29671

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.