Own in Salt Lake County Down Payment Assistance
Forgivable loan · New construction · Income limits
Down payment assistance · Salt Lake County
Buying a home in Kearns, UT
2 county programs and 10 statewide.Kearns has no program of its own, 2 across Salt Lake County, and 10 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Kearns
No program of Kearns’s own yet
No program run for Kearns alone is listed. A home in Kearns can use Salt Lake County’s programs below, plus the Utah statewide and federal ones.
The closest city that runs its own program is Taylorsville, about 3 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Salt LakeAnywhere in Salt Lake County
2 county programs2 county programs a Kearns homebuyer can use
5 more programs are for homes in Salt Lake City, Taylorsville, South Jordan and West Jordan. See them 5 programs in neighboring cities — for homes inside those cities, not Kearns
- Salt Lake City — Salt Lake City Plus (SLC+) Down Payment Assistance
- Taylorsville — Own in Taylorsville Down Payment Assistance
- South Jordan — South Jordan RDA Down Payment Assistance Program
- West Jordan — Down Payment Assistance
- West Jordan — West Jordan Down Payment Assistance Program
Income limits in Salt Lake County
How programs here set their income limits
$126,100
County area median income, 4 people (HUD)HUD area median income, Salt Lake County, 4-person household (2026)
11 of the 74 programs here set their income limit as a share of Salt Lake County’s area median income, adjusted for household size. See the published limits for Salt Lake County
Free help nearbyFree help near Kearns
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Utah and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Kearns questions
Does Kearns have its own down payment program?
No program run for Kearns alone is listed. A home in Kearns can use the 2 programs that cover Salt Lake County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Kearns?
All 2 of Kearns’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Salt Lake County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Salt Lake County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Kearns?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Kearns. Create a free account and take the 90-second match to see the ones near you.
Nearby in Salt Lake
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.