Forgivable loan
Salt Lake City Plus (SLC+) Down Payment Assistance
First-time homebuyers · New construction · Income limits · Single-family detached · Condominium · Townhome
Down payment assistance · Salt Lake County
Buying a home in Salt Lake City, UT
1 Salt Lake City program, 2 county programs and 10 statewide.Salt Lake City has 1 program of its own, 2 more across Salt Lake County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Salt Lake City addresses
Salt Lake City’s own program
Anywhere in Salt LakeAnywhere in Salt Lake County
2 county programs2 county programs a Salt Lake City homebuyer can also use
4 more programs are for homes in Taylorsville, South Jordan and West Jordan. See them 4 programs in neighboring cities — for homes inside those cities, not Salt Lake City
- Taylorsville — Own in Taylorsville Down Payment Assistance
- South Jordan — South Jordan RDA Down Payment Assistance Program
- West Jordan — Down Payment Assistance
- West Jordan — West Jordan Down Payment Assistance Program
The Salt Lake City marketThe Salt Lake City housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Salt Lake City
- 42.8% single-familysingle-family
- 4.4% townhousetownhouse
- 10.9% 2–4 units2–4 units
- 40.9% 5+ unitscondo & apartment buildings (5+ units)
- 0.9% mobile & othermobile home & other
Condos count. All 3 of Salt Lake City’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Salt Lake City’s homes were built
pre-19401970s2020+
65.4%
of Salt Lake City homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$126,100
County area median income, 4 people (HUD)HUD area median income, Salt Lake County, 4-person household (2026)
$75,090
Salt Lake City median household incomeMedian household income in Salt Lake City (Census, 2024)
12 of the 75 programs here set their income limit as a share of Salt Lake County’s area median income, adjusted for household size. See the published limits for Salt Lake County
Free help nearbyFree help near Salt Lake City
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Utah and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Salt Lake City questions
Does Salt Lake City have its own down payment program?
Yes, one: Salt Lake City Plus (SLC+) Down Payment Assistance, a forgivable loan for first-time homebuyers (new construction, income limits). It is for homes inside Salt Lake City.
Can I use assistance on a condo in Salt Lake City?
All 3 of Salt Lake City’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Salt Lake County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Salt Lake County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Salt Lake City?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Salt Lake City. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
84101 · 84102 · 84103 · 84104 · 84105 · 84106 · 84107 · 84108 · 84109 · 84110 · 84111 · 84112 · 84113 · 84114 · 84115 · 84116 · 84117 · 84118 · 84119 · 84120 · 84121 · 84122 · 84123 · 84124 · 84125 · 84126 · 84127 · 84128 · 84130 · 84131 · 84132 · 84133 · 84134 · 84135 · 84136 · 84138 · 84139 · 84140 · 84141 · 84142 · 84143 · 84144 · 84145 · 84147 · 84148 · 84150 · 84151 · 84152 · 84153 · 84157 · 84158 · 84165 · 84170 · 84171 · 84180 · 84184 · 84189 · 84190 · 84193 · 84194 · 84195 · 84199
Nearby in Salt Lake
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.