Second mortgage
City of Hampton Homebuyer Assistance Program
Income limits · Single Family
Down payment assistance · Hampton County
Buying a home in Hampton, VA
1 Hampton program and 8 statewide.Hampton has 1 program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Hampton addresses
Hampton’s own program
The Hampton marketThe Hampton housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hampton
- 63% single-familysingle-family
- 7.9% townhousetownhouse
- 6.4% 2–4 units2–4 units
- 21.5% 5+ unitscondo & apartment buildings (5+ units)
- 1.2% mobile & othermobile home & other
About condos. Hampton’s one local program does not list condos as eligible. City of Hampton Homebuyer Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hampton’s homes were built
pre-19401970s2020+
56.9%
of Hampton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$69,621
Hampton median household incomeMedian household income in Hampton (Census, 2024)
Programs that publish an income limit usually set it as a share of Hampton County’s area median income, adjusted for household size. See the published limits for Hampton County
Free help nearbyFree help near Hampton
10 HUD-approved counseling agencies within 15 miles10 HUD-approved housing counseling agencies within 15 miles
Hampton’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.City of Hampton Homebuyer Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Hampton questions
Does Hampton have its own down payment program?
Yes, one: City of Hampton Homebuyer Assistance Program, a second mortgage (income limits). It is for homes inside Hampton.
Can I use assistance on a condo in Hampton?
Hampton’s one local program does not list condos as eligible. City of Hampton Homebuyer Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Hampton County?
Each program sets its own. Most published limits are a share of HUD’s area median income for Hampton County, adjusted for household size. The published limits page lists each program’s limit.
Where can I take a homebuyer class near Hampton?
HUD-approved housing counseling agencies teach homebuyer classes, and 10 agencies are within 15 miles of Hampton. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
23630 · 23631 · 23653 · 23661 · 23663 · 23664 · 23665 · 23666 · 23667 · 23668 · 23669 · 23670 · 23681
Nearby in Hampton
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.