Deferred second loan
City of Newport News First-Time Homebuyer Assistance Program (City-Wide HOME DPA)
First-time homebuyers · Income limits · Single Family · New Construction · Existing Home
Down payment assistance · Newport News County
Buying a home in Newport News, VA
3 Newport News programs and 8 statewide.Newport News has 3 programs of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Newport News’s own programs
Deferred second loan
First Time Homebuyer Assistance Program
First-time homebuyers · Income limits · Single-family detached, townhomes, condos (must meet HUD HQS)
First mortgage
Habitat for Humanity Peninsula and Greater Williamsburg — First-Time Homebuyer Program
First-time homebuyers · New construction · Income limits · Single Family
The Newport News marketThe Newport News housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Newport News
- 50.2% single-familysingle-family
- 10.6% townhousetownhouse
- 8.4% 2–4 units2–4 units
- 28.2% 5+ unitscondo & apartment buildings (5+ units)
- 2.5% mobile & othermobile home & other
Condos count. 1 of Newport News’s 3 local and county programs accept condos. City of Newport News First-Time Homebuyer Assistance Program (City-Wide HOME DPA) lists single family, new construction and existing home. Habitat for Humanity Peninsula and Greater Williamsburg — First-Time Homebuyer Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Newport News’s homes were built
pre-19401970s2020+
51.3%
of Newport News homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$69,634
Newport News median household incomeMedian household income in Newport News (Census, 2024)
Programs that publish an income limit usually set it as a share of Newport News County’s area median income, adjusted for household size. See the published limits for Newport News County
Free help nearbyFree help near Newport News
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Newport News questions
Does Newport News have its own down payment program?
Yes, 3: City of Newport News First-Time Homebuyer Assistance Program (City-Wide HOME DPA), First Time Homebuyer Assistance Program and Habitat for Humanity Peninsula and Greater Williamsburg — First-Time Homebuyer Program. Each is for homes inside Newport News.
Can I use assistance on a condo in Newport News?
1 of Newport News’s 3 local and county programs accept condos. City of Newport News First-Time Homebuyer Assistance Program (City-Wide HOME DPA) lists single family, new construction and existing home. Habitat for Humanity Peninsula and Greater Williamsburg — First-Time Homebuyer Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Newport News County?
Each program sets its own. Most published limits are a share of HUD’s area median income for Newport News County, adjusted for household size. The published limits page lists each program’s limit.
Where can I take a homebuyer class near Newport News?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Newport News. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
23601 · 23602 · 23603 · 23605 · 23606 · 23607 · 23608 · 23609 · 23612 · 23628
Nearby in Newport News
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.