Down payment assistance · Suffolk County
Buying a home in South Suffolk, VA
8 statewide.South Suffolk has no program of its own, and 8 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to South Suffolk
No program of South Suffolk’s own yet
No program run for South Suffolk or for Suffolk County alone is listed. A home in South Suffolk can use the Virginia statewide and federal programs below.
The closest city that runs its own program is Suffolk, about 1 mile away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Suffolk. See them 1 program in neighboring cities — for homes inside those cities, not South Suffolk
- Suffolk — HOME Downpayment and Closing Cost Assistance
Free help nearbyFree help near South Suffolk
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
South Suffolk questions
Does South Suffolk have its own down payment program?
No program run for South Suffolk alone is listed. A home in South Suffolk can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in South Suffolk?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Suffolk County?
Each program sets its own. Most published limits are a share of HUD’s area median income for Suffolk County, adjusted for household size. The published limits page lists each program’s limit.
Where can I take a homebuyer class near South Suffolk?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of South Suffolk. Create a free account and take the 90-second match to see the ones near you.
Nearby in Suffolk
Sources
Sources: agency sites (June–July 2026), HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.