Appleton Housing Authority First-Time Affordable Homebuyer Program
Deferred second loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Outagamie County
Buying a home in Black Creek, WI
2 county programs and 10 statewide.Black Creek has no program of its own, 2 across Outagamie County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Black Creek
No program of Black Creek’s own yet
No program run for Black Creek alone is listed. A home in Black Creek can use Outagamie County’s programs below, plus the Wisconsin statewide and federal ones.
The closest city that runs its own program is Oneida, about 13 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in OutagamieAnywhere in Outagamie County
2 county programs2 county programs a Black Creek homebuyer can use
The Black Creek marketThe Black Creek housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Black Creek
- 68.8% single-familysingle-family
- 2.8% townhousetownhouse
- 11% 2–4 units2–4 units
- 11.7% 5+ unitscondo & apartment buildings (5+ units)
- 5.7% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Black Creek’s homes were built
pre-19401970s2020+
69.7%
of Black Creek homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$111,200
County area median income, 4 people (HUD)HUD area median income, Outagamie County, 4-person household (2026)
$67,311
Black Creek median household incomeMedian household income in Black Creek (Census, 2024)
12 of the 74 programs here set their income limit as a share of Outagamie County’s area median income, adjusted for household size. See the published limits for Outagamie County
Free help nearbyFree help near Black Creek
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Black Creek questions
Does Black Creek have its own down payment program?
No program run for Black Creek alone is listed. A home in Black Creek can use the 2 programs that cover Outagamie County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Black Creek?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Outagamie County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Outagamie County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Black Creek?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
54106
Nearby in Outagamie
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.