Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Waukesha County
Buying a home in Elm Grove, WI
1 county program and 10 statewide.Elm Grove has no program of its own, 1 across Waukesha County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Elm Grove
No program of Elm Grove’s own yet
No program run for Elm Grove alone is listed. A home in Elm Grove can use Waukesha County’s programs below, plus the Wisconsin statewide and federal ones.
The closest city that runs its own program is West Allis, about 4 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WaukeshaAnywhere in Waukesha County
1 county program1 county program a Elm Grove homebuyer can use
The Elm Grove marketThe Elm Grove housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Elm Grove
- 76.2% single-familysingle-family
- 2.2% townhousetownhouse
- 7.2% 2–4 units2–4 units
- 14% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Elm Grove’s homes were built
pre-19401970s2020+
82.6%
of Elm Grove homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,400
County area median income, 4 people (HUD)HUD area median income, Waukesha County, 4-person household (2026)
$158,016
Elm Grove median household incomeMedian household income in Elm Grove (Census, 2024)
12 of the 73 programs here set their income limit as a share of Waukesha County’s area median income, adjusted for household size. See the published limits for Waukesha County
Free help nearbyFree help near Elm Grove
7 HUD-approved counseling agencies within 15 miles7 HUD-approved housing counseling agencies within 15 miles
Elm Grove’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Elm Grove questions
Does Elm Grove have its own down payment program?
No program run for Elm Grove alone is listed. A home in Elm Grove can use the 1 program that cover Waukesha County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Elm Grove?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Waukesha County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Waukesha County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Elm Grove?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Elm Grove. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
53122
Nearby in Waukesha
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.