WORTH Down Payment Assistance Program (Community Development Alliance)
Forgivable loan · Forgiven over 3 yrs · Income limits
Down payment assistance · Milwaukee County
Buying a home in Wauwatosa, WI
2 county programs and 10 statewide.Wauwatosa has no program of its own, 2 across Milwaukee County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Wauwatosa
No program of Wauwatosa’s own yet
No program run for Wauwatosa alone is listed. A home in Wauwatosa can use Milwaukee County’s programs below, plus the Wisconsin statewide and federal ones.
The closest city that runs its own program is West Allis, about 2 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MilwaukeeAnywhere in Milwaukee County
2 county programs2 county programs a Wauwatosa homebuyer can use
3 more programs are for homes in Milwaukee and West Allis. See them 3 programs in neighboring cities — for homes inside those cities, not Wauwatosa
- Milwaukee — City of Milwaukee Homebuyer Assistance Program (HBA) — City-Owned Foreclosure Rehab Forgivable Loan
- West Allis — City of West Allis Home Buyer Loan Program
- Milwaukee — Milwaukee Habitat for Humanity Homeownership Program
The Wauwatosa marketThe Wauwatosa housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Wauwatosa
- 55% single-familysingle-family
- 3% townhousetownhouse
- 15.6% 2–4 units2–4 units
- 26.4% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Wauwatosa’s homes were built
pre-19401970s2020+
81.6%
of Wauwatosa homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,400
County area median income, 4 people (HUD)HUD area median income, Milwaukee County, 4-person household (2026)
$101,138
Wauwatosa median household incomeMedian household income in Wauwatosa (Census, 2024)
12 of the 74 programs here set their income limit as a share of Milwaukee County’s area median income, adjusted for household size. See the published limits for Milwaukee County
Free help nearbyFree help near Wauwatosa
7 HUD-approved counseling agencies within 15 miles7 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Wauwatosa questions
Does Wauwatosa have its own down payment program?
No program run for Wauwatosa alone is listed. A home in Wauwatosa can use the 2 programs that cover Milwaukee County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Wauwatosa?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Milwaukee County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Milwaukee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Wauwatosa?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Wauwatosa. Create a free account and take the 90-second match to see the ones near you.
Nearby in Milwaukee
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.