Assistance grant
City of La Crosse First-Time Homebuyer Down Payment Assistance Program
First-time homebuyers · Income limits
Down payment assistance · La Crosse County
Buying a home in La Crosse, WI
1 La Crosse program and 10 statewide.La Crosse has 1 program of its own, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for La Crosse addresses
La Crosse’s own program
The La Crosse marketThe La Crosse housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in La Crosse
- 47.6% single-familysingle-family
- 6.8% townhousetownhouse
- 13.7% 2–4 units2–4 units
- 30.5% 5+ unitscondo & apartment buildings (5+ units)
- 1.3% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When La Crosse’s homes were built
pre-19401970s2020+
65.7%
of La Crosse homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$105,800
County area median income, 4 people (HUD)HUD area median income, La Crosse County, 4-person household (2026)
$55,866
La Crosse median household incomeMedian household income in La Crosse (Census, 2024)
12 of the 73 programs here set their income limit as a share of La Crosse County’s area median income, adjusted for household size. See the published limits for La Crosse County
Free help nearbyFree help near La Crosse
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
La Crosse’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.City of La Crosse First-Time Homebuyer Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
La Crosse questions
Does La Crosse have its own down payment program?
Yes, one: City of La Crosse First-Time Homebuyer Down Payment Assistance Program, a assistance grant for first-time homebuyers (forgiven over 10 yrs, income limits). It is for homes inside La Crosse.
Can I use assistance on a condo in La Crosse?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in La Crosse County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for La Crosse County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near La Crosse?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of La Crosse. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
54601 · 54602 · 54603
Nearby in La Crosse
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.