Down-payment assistance
Couleecap First-Time Homebuyer Down Payment Assistance
First-time homebuyers · Income limits
Down payment assistance · Vernon County
Buying a home in Westby, WI
1 Westby program and 10 statewide.Westby has 1 program of its own, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Westby addresses
Westby’s own program
The Westby marketThe Westby housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Westby
- 67.6% single-familysingle-family
- 1.3% townhousetownhouse
- 4.6% 2–4 units2–4 units
- 10.2% 5+ unitscondo & apartment buildings (5+ units)
- 16.3% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Westby’s homes were built
pre-19401970s2020+
66.7%
of Westby homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$94,900
County area median income, 4 people (HUD)HUD area median income, Vernon County, 4-person household (2026)
$72,875
Westby median household incomeMedian household income in Westby (Census, 2024)
12 of the 73 programs here set their income limit as a share of Vernon County’s area median income, adjusted for household size. See the published limits for Vernon County
Free help nearbyFree help near Westby
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Westby’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Couleecap First-Time Homebuyer Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Westby questions
Does Westby have its own down payment program?
Yes, one: Couleecap First-Time Homebuyer Down Payment Assistance, a down-payment assistance for first-time homebuyers (income limits). It is for homes inside Westby.
Can I use assistance on a condo in Westby?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Vernon County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Vernon County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Westby?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Westby. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
54667
Nearby in Vernon
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.