Repayable second loan
Wisconsin Native Loan Fund Down Payment Assistance
New construction
Down payment assistance · Vilas County
Buying a home in Lac du Flambeau, WI
1 Lac du Flambeau program and 10 statewide.Lac du Flambeau has 1 program of its own, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Lac du Flambeau addresses
Lac du Flambeau’s own program
The Lac du Flambeau marketThe Lac du Flambeau housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lac du Flambeau
- 86% single-familysingle-family
- 3.2% townhousetownhouse
- 0.3% 2–4 units2–4 units
- 10% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lac du Flambeau’s homes were built
pre-19401970s2020+
38.2%
of Lac du Flambeau homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$88,400
County area median income, 4 people (HUD)HUD area median income, Vilas County, 4-person household (2026)
$35,208
Lac du Flambeau median household incomeMedian household income in Lac du Flambeau (Census, 2024)
11 of the 73 programs here set their income limit as a share of Vilas County’s area median income, adjusted for household size. See the published limits for Vilas County
Free help nearbyFree help near Lac du Flambeau
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Lac du Flambeau’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Wisconsin Native Loan Fund Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Lac du Flambeau questions
Does Lac du Flambeau have its own down payment program?
Yes, one: Wisconsin Native Loan Fund Down Payment Assistance, a repayable second loan (new construction). It is for homes inside Lac du Flambeau.
Can I use assistance on a condo in Lac du Flambeau?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Vilas County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Vilas County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lac du Flambeau?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Lac du Flambeau. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
54538
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.