Wisconsin Native Loan Fund Down Payment Assistance
Repayable second loan · New construction
Down payment assistance · Vilas County
Buying a home in Eagle River, WI
1 county program and 10 statewide.Eagle River has no program of its own, 1 across Vilas County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Eagle River
No program of Eagle River’s own yet
No program run for Eagle River alone is listed. A home in Eagle River can use Vilas County’s programs below, plus the Wisconsin statewide and federal ones.
The closest city that runs its own program is Wausau, about 69 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in VilasAnywhere in Vilas County
1 county program1 county program a Eagle River homebuyer can use
The Eagle River marketThe Eagle River housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Eagle River
- 51.9% single-familysingle-family
- 11% townhousetownhouse
- 11.6% 2–4 units2–4 units
- 23.6% 5+ unitscondo & apartment buildings (5+ units)
- 1.9% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Eagle River’s homes were built
pre-19401970s2020+
48.2%
of Eagle River homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$88,400
County area median income, 4 people (HUD)HUD area median income, Vilas County, 4-person household (2026)
$55,179
Eagle River median household incomeMedian household income in Eagle River (Census, 2024)
11 of the 73 programs here set their income limit as a share of Vilas County’s area median income, adjusted for household size. See the published limits for Vilas County
Free help nearbyFree help near Eagle River
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Eagle River’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Wisconsin Native Loan Fund Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Eagle River questions
Does Eagle River have its own down payment program?
No program run for Eagle River alone is listed. A home in Eagle River can use the 1 program that cover Vilas County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Eagle River?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Vilas County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Vilas County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Eagle River?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
54521
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.