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Down payment assistance

Buying a home in Midland City, AL

9 statewide.

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What’s local to Midland City

No program run for Midland City or for Dale County alone is listed. A home in Midland City can use the Alabama statewide and federal programs below.

The closest city that runs its own program is Montgomery, about 86 miles away. City programs usually require the home to be inside that city’s limits.

The Midland City market

Kinds of homes here

  • 44.3% single-family
  • 0% townhouse
  • 28.1% 2–4 units
  • 22.9% 5+ units
  • 4.6% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

57.4%

of Midland City homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$76,500
County area median income, 4 people (HUD)
$28,438
Midland City median household income

See the published limits for Dale County

Free help nearby

Free help from a HUD-approved housing counselor

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Across Alabama and nationwide

71 statewide & federal programs

Midland City questions

Does Midland City have its own down payment program?

No program run for Midland City alone is listed. A home in Midland City can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Midland City?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Dale County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Dale County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Midland City?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

36350

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.