Wiregrass Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Houston County
Buying a home in Ashford, AL
1 county program and 9 statewide.Ashford has no program of its own, 1 across Houston County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Ashford
No program of Ashford’s own yet
No program run for Ashford alone is listed. A home in Ashford can use Houston County’s programs below, plus the Alabama statewide and federal ones.
The closest city that runs its own program is Auburn, about 100 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in HoustonAnywhere in Houston County
1 county program1 county program a Ashford homebuyer can use
The Ashford marketThe Ashford housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ashford
- 77% single-familysingle-family
- 0.1% townhousetownhouse
- 10.6% 2–4 units2–4 units
- 1.3% 5+ unitscondo & apartment buildings (5+ units)
- 11.1% mobile & othermobile home & other
About condos. Ashford’s one local program does not list condos as eligible. Wiregrass Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ashford’s homes were built
pre-19401970s2020+
43.6%
of Ashford homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$79,300
County area median income, 4 people (HUD)HUD area median income, Houston County, 4-person household (2026)
$65,341
Ashford median household incomeMedian household income in Ashford (Census, 2024)
13 of the 72 programs here set their income limit as a share of Houston County’s area median income, adjusted for household size. See the published limits for Houston County
Free help nearbyFree help near Ashford
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Ashford’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Wiregrass Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Alabama and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Ashford questions
Does Ashford have its own down payment program?
No program run for Ashford alone is listed. A home in Ashford can use the 1 program that cover Houston County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Ashford?
Ashford’s one local program does not list condos as eligible. Wiregrass Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Houston County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Houston County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ashford?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
36312
Nearby in Houston
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.