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Down payment assistance

Buying a home in Taylor, AL

1 county program and 9 statewide.

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What’s local to Taylor

No program run for Taylor alone is listed. A home in Taylor can use Houston County’s programs below, plus the Alabama statewide and federal ones.

The closest city that runs its own program is Montgomery, about 96 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Houston

1 county program

Income limits in Houston County

How programs here set their income limits

$79,300
County area median income, 4 people (HUD)

See the published limits for Houston County

Free help nearby

Free help from a HUD-approved housing counselor

Taylor’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Alabama and nationwide

71 statewide & federal programs

Taylor questions

Does Taylor have its own down payment program?

No program run for Taylor alone is listed. A home in Taylor can use the 1 program that cover Houston County and the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Taylor?

Taylor’s one local program does not list condos as eligible. Wiregrass Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Houston County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Houston County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Taylor?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.