Pinal County HOME Homeownership / Down Payment Assistance Program
Forgivable loan · New construction · Income limits
Down payment assistance · Pinal County
Buying a home in Florence, AZ
1 county program and 10 statewide.Florence has no program of its own, 1 across Pinal County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Florence
No program of Florence’s own yet
No program run for Florence alone is listed. A home in Florence can use Pinal County’s programs below, plus the Arizona statewide and federal ones.
The closest city that runs its own program is Chandler, about 32 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PinalAnywhere in Pinal County
1 county program1 county program a Florence homebuyer can use
The Florence marketThe Florence housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Florence
- 69.9% single-familysingle-family
- 2% townhousetownhouse
- 3.7% 2–4 units2–4 units
- 4.5% 5+ unitscondo & apartment buildings (5+ units)
- 19.9% mobile & othermobile home & other
Condos count. Florence’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Florence’s homes were built
pre-19401970s2020+
12.4%
of Florence homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$112,400
County area median income, 4 people (HUD)HUD area median income, Pinal County, 4-person household (2026)
$79,644
Florence median household incomeMedian household income in Florence (Census, 2024)
14 of the 73 programs here set their income limit as a share of Pinal County’s area median income, adjusted for household size. See the published limits for Pinal County
Free help nearbyFree help near Florence
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Arizona and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Florence questions
Does Florence have its own down payment program?
No program run for Florence alone is listed. A home in Florence can use the 1 program that cover Pinal County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Florence?
Florence’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Pinal County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Pinal County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Florence?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
85232 · 85279
Nearby in Pinal
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.