Butte County HOME First-Time Homebuyer Assistance
Deferred second loan · New construction · Income limits
Down payment assistance · Butte County
Buying a home in Berry Creek, CA
1 county program and 54 statewide.Berry Creek has no program of its own, 1 across Butte County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Berry Creek
No program of Berry Creek’s own yet
No program run for Berry Creek alone is listed. A home in Berry Creek can use Butte County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Paradise, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ButteAnywhere in Butte County
1 county program1 county program a Berry Creek homebuyer can use
3 more programs are for homes in Chico and Paradise. See them 3 programs in neighboring cities — for homes inside those cities, not Berry Creek
The Berry Creek marketThe Berry Creek housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Berry Creek
- 57% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 43% mobile & othermobile home & other
Condos count. Berry Creek’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Berry Creek’s homes were built
pre-19401970s2020+
36.5%
of Berry Creek homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$89,400
County area median income, 4 people (HUD)HUD area median income, Butte County, 4-person household (2026)
$45,673
Berry Creek median household incomeMedian household income in Berry Creek (Census, 2024)
51 of the 117 programs here set their income limit as a share of Butte County’s area median income, adjusted for household size. See the published limits for Butte County
Free help nearbyFree help near Berry Creek
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Berry Creek’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Butte County HOME First-Time Homebuyer Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Berry Creek questions
Does Berry Creek have its own down payment program?
No program run for Berry Creek alone is listed. A home in Berry Creek can use the 1 program that cover Butte County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Berry Creek?
Berry Creek’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Butte County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Butte County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Berry Creek?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
95916
Nearby in Butte
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.