Butte County HOME First-Time Homebuyer Assistance
Deferred second loan · New construction · Income limits
Down payment assistance · Butte County
Buying a home in Oroville, CA
1 county program and 54 statewide.Oroville has no program of its own, 1 across Butte County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Oroville
No program of Oroville’s own yet
No program run for Oroville alone is listed. A home in Oroville can use Butte County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Paradise, about 17 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ButteAnywhere in Butte County
1 county program1 county program a Oroville homebuyer can use
3 more programs are for homes in Chico and Paradise. See them 3 programs in neighboring cities — for homes inside those cities, not Oroville
The Oroville marketThe Oroville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Oroville
- 63.4% single-familysingle-family
- 2.9% townhousetownhouse
- 9.5% 2–4 units2–4 units
- 18.1% 5+ unitscondo & apartment buildings (5+ units)
- 6.2% mobile & othermobile home & other
Condos count. Oroville’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Oroville’s homes were built
pre-19401970s2020+
68.1%
of Oroville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$89,400
County area median income, 4 people (HUD)HUD area median income, Butte County, 4-person household (2026)
$52,270
Oroville median household incomeMedian household income in Oroville (Census, 2024)
51 of the 117 programs here set their income limit as a share of Butte County’s area median income, adjusted for household size. See the published limits for Butte County
Free help nearbyFree help near Oroville
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Oroville’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Butte County HOME First-Time Homebuyer Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Oroville questions
Does Oroville have its own down payment program?
No program run for Oroville alone is listed. A home in Oroville can use the 1 program that cover Butte County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Oroville?
Oroville’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Butte County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Butte County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Oroville?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
95965 · 95966
Nearby in Butte
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.