Tulare County HOME Program Down Payment Assistance
Deferred second loan · New construction · Income limits
Down payment assistance · Tulare County
Buying a home in Terra Bella, CA
1 county program and 54 statewide.Terra Bella has no program of its own, 1 across Tulare County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Terra Bella
No program of Terra Bella’s own yet
No program run for Terra Bella alone is listed. A home in Terra Bella can use Tulare County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Porterville, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in TulareAnywhere in Tulare County
1 county program1 county program a Terra Bella homebuyer can use
3 more programs are for homes in Porterville and Visalia. See them 3 programs in neighboring cities — for homes inside those cities, not Terra Bella
- Porterville — City of Porterville First-Time Homebuyer Program
- Visalia — City of Visalia Down Payment Assistance Program
- Visalia — City of Visalia First-Time Homebuyer Program
The Terra Bella marketThe Terra Bella housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Terra Bella
- 66.3% single-familysingle-family
- 2.4% townhousetownhouse
- 0% 2–4 units2–4 units
- 8.6% 5+ unitscondo & apartment buildings (5+ units)
- 22.7% mobile & othermobile home & other
Condos count. Terra Bella’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Terra Bella’s homes were built
pre-19401970s2020+
31.5%
of Terra Bella homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$76,400
County area median income, 4 people (HUD)HUD area median income, Tulare County, 4-person household (2026)
$62,530
Terra Bella median household incomeMedian household income in Terra Bella (Census, 2024)
51 of the 117 programs here set their income limit as a share of Tulare County’s area median income, adjusted for household size. See the published limits for Tulare County
Free help nearbyFree help near Terra Bella
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Terra Bella’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Tulare County HOME Program Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Terra Bella questions
Does Terra Bella have its own down payment program?
No program run for Terra Bella alone is listed. A home in Terra Bella can use the 1 program that cover Tulare County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Terra Bella?
Terra Bella’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Tulare County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Tulare County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Terra Bella?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
93270
Nearby in Tulare
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.