Habitat for Humanity Sarasota
Assistance grant · Income limits
Down payment assistance · Sarasota County
Buying a home in North Sarasota, FL
3 county programs and 26 statewide.North Sarasota has no program of its own, 3 across Sarasota County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to North Sarasota
No program of North Sarasota’s own yet
No program run for North Sarasota alone is listed. A home in North Sarasota can use Sarasota County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Sarasota, about 3 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SarasotaAnywhere in Sarasota County
3 county programs3 county programs a North Sarasota homebuyer can use
1 more program is for homes in Sarasota. See them 1 program in neighboring cities — for homes inside those cities, not North Sarasota
- Sarasota — City of Sarasota SHIP Program
The North Sarasota marketThe North Sarasota housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in North Sarasota
- 87.5% single-familysingle-family
- 12.1% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
Condos count. 1 of North Sarasota’s 3 local and county programs accept condos. Habitat for Humanity Sarasota lists single family. Sarasota County Habitat for Humanity South lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When North Sarasota’s homes were built
pre-19401970s2020+
53.5%
of North Sarasota homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$109,700
County area median income, 4 people (HUD)HUD area median income, Sarasota County, 4-person household (2026)
$85,179
North Sarasota median household incomeMedian household income in North Sarasota (Census, 2024)
30 of the 91 programs here set their income limit as a share of Sarasota County’s area median income, adjusted for household size. See the published limits for Sarasota County
Free help nearbyFree help near North Sarasota
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
North Sarasota questions
Does North Sarasota have its own down payment program?
No program run for North Sarasota alone is listed. A home in North Sarasota can use the 3 programs that cover Sarasota County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in North Sarasota?
1 of North Sarasota’s 3 local and county programs accept condos. Habitat for Humanity Sarasota lists single family. Sarasota County Habitat for Humanity South lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Sarasota County?
Each program sets its own. 30 of the programs here set theirs as a share of HUD’s area median income for Sarasota County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near North Sarasota?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of North Sarasota. Create a free account and take the 90-second match to see the ones near you.
Nearby in Sarasota
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.