Habitat for Humanity Sarasota
Assistance grant · Income limits
Down payment assistance · Sarasota County
Buying a home in South Gate Ridge, FL
3 county programs and 26 statewide.South Gate Ridge has no program of its own, 3 across Sarasota County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to South Gate Ridge
No program of South Gate Ridge’s own yet
No program run for South Gate Ridge alone is listed. A home in South Gate Ridge can use Sarasota County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Sarasota, about 4 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SarasotaAnywhere in Sarasota County
3 county programs3 county programs a South Gate Ridge homebuyer can use
1 more program is for homes in Sarasota. See them 1 program in neighboring cities — for homes inside those cities, not South Gate Ridge
- Sarasota — City of Sarasota SHIP Program
The South Gate Ridge marketThe South Gate Ridge housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in South Gate Ridge
- 63.3% single-familysingle-family
- 9% townhousetownhouse
- 2.4% 2–4 units2–4 units
- 22.8% 5+ unitscondo & apartment buildings (5+ units)
- 2.5% mobile & othermobile home & other
Condos count. 1 of South Gate Ridge’s 3 local and county programs accept condos. Habitat for Humanity Sarasota lists single family. Sarasota County Habitat for Humanity South lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When South Gate Ridge’s homes were built
pre-19401970s2020+
49%
of South Gate Ridge homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$109,700
County area median income, 4 people (HUD)HUD area median income, Sarasota County, 4-person household (2026)
$70,469
South Gate Ridge median household incomeMedian household income in South Gate Ridge (Census, 2024)
30 of the 91 programs here set their income limit as a share of Sarasota County’s area median income, adjusted for household size. See the published limits for Sarasota County
Free help nearbyFree help near South Gate Ridge
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
South Gate Ridge questions
Does South Gate Ridge have its own down payment program?
No program run for South Gate Ridge alone is listed. A home in South Gate Ridge can use the 3 programs that cover Sarasota County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in South Gate Ridge?
1 of South Gate Ridge’s 3 local and county programs accept condos. Habitat for Humanity Sarasota lists single family. Sarasota County Habitat for Humanity South lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Sarasota County?
Each program sets its own. 30 of the programs here set theirs as a share of HUD’s area median income for Sarasota County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near South Gate Ridge?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of South Gate Ridge. Create a free account and take the 90-second match to see the ones near you.
Nearby in Sarasota
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.