Collier County SHIP Purchase Assistance
Deferred second loan · Forgiven over 30 yrs · Income limits
Down payment assistance · Collier County
Buying a home in Pelican Bay, FL
2 county programs and 26 statewide.Pelican Bay has no program of its own, 2 across Collier County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Pelican Bay
No program of Pelican Bay’s own yet
No program run for Pelican Bay alone is listed. A home in Pelican Bay can use Collier County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Naples, about 6 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CollierAnywhere in Collier County
2 county programs2 county programs a Pelican Bay homebuyer can use
1 more program is for homes in Naples. See them 1 program in neighboring cities — for homes inside those cities, not Pelican Bay
- Naples — City of Naples SHIP Program
The Pelican Bay marketThe Pelican Bay housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Pelican Bay
- 13.9% single-familysingle-family
- 8.9% townhousetownhouse
- 6.6% 2–4 units2–4 units
- 70.4% 5+ unitscondo & apartment buildings (5+ units)
- 0.1% mobile & othermobile home & other
Condos count. 1 of Pelican Bay’s 2 local and county programs accept condos. Habitat for Humanity of Collier County lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Pelican Bay’s homes were built
pre-19401970s2020+
2.2%
of Pelican Bay homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$121,000
County area median income, 4 people (HUD)HUD area median income, Collier County, 4-person household (2026)
$163,520
Pelican Bay median household incomeMedian household income in Pelican Bay (Census, 2024)
29 of the 90 programs here set their income limit as a share of Collier County’s area median income, adjusted for household size. See the published limits for Collier County
Free help nearbyFree help near Pelican Bay
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Pelican Bay questions
Does Pelican Bay have its own down payment program?
No program run for Pelican Bay alone is listed. A home in Pelican Bay can use the 2 programs that cover Collier County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Pelican Bay?
1 of Pelican Bay’s 2 local and county programs accept condos. Habitat for Humanity of Collier County lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Collier County?
Each program sets its own. 29 of the programs here set theirs as a share of HUD’s area median income for Collier County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pelican Bay?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Pelican Bay. Create a free account and take the 90-second match to see the ones near you.
Nearby in Collier
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.