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Down payment assistance

Buying a home in Bonita Springs, FL

4 county programs and 26 statewide.

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What’s local to Bonita Springs

No program run for Bonita Springs alone is listed. A home in Bonita Springs can use Lee County’s programs below, plus the Florida statewide and federal ones.

The closest city that runs its own program is Naples, about 14 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Lee

4 county programs

2 more programs are for homes in Cape Coral and Fort Myers. See them
  • Cape Coral — City of Cape Coral SHIP Program
  • Fort Myers — City of Fort Myers Home Purchase Assistance

The Bonita Springs market

Kinds of homes here

  • 45% single-family
  • 9.2% townhouse
  • 8.5% 2–4 units
  • 25.3% 5+ units
  • 12% mobile & other

Condos count. 3 of Bonita Springs’s 4 local and county programs accept condos. Habitat for Humanity of Lee and Hendry Counties lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

10.9%

of Bonita Springs homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$105,700
County area median income, 4 people (HUD)
$95,210
Bonita Springs median household income

See the published limits for Lee County

Free help nearby

1 HUD-approved counseling agency within 15 miles

4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

Find my counselor

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Across Florida and nationwide

88 statewide & federal programs

Bonita Springs questions

Does Bonita Springs have its own down payment program?

No program run for Bonita Springs alone is listed. A home in Bonita Springs can use the 4 programs that cover Lee County and the 26 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Bonita Springs?

3 of Bonita Springs’s 4 local and county programs accept condos. Habitat for Humanity of Lee and Hendry Counties lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Lee County?

Each program sets its own. 31 of the programs here set theirs as a share of HUD’s area median income for Lee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Bonita Springs?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Bonita Springs. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

34133 · 34134 · 34135 · 34136

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.