Martin County SHIP Purchase Assistance
Forgivable loan · Forgiven over 15 yrs · Income limits
Down payment assistance · Martin County
Buying a home in Sewall's Point, FL
1 county program and 26 statewide.Sewall's Point has no program of its own, 1 across Martin County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Sewall's Point
No program of Sewall's Point’s own yet
No program run for Sewall's Point alone is listed. A home in Sewall's Point can use Martin County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Fort Pierce, about 19 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MartinAnywhere in Martin County
1 county program1 county program a Sewall's Point homebuyer can use
The Sewall's Point marketThe Sewall's Point housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Sewall's Point
- 99.5% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
Condos count. Sewall's Point’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Sewall's Point’s homes were built
pre-19401970s2020+
31.8%
of Sewall's Point homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$102,000
County area median income, 4 people (HUD)HUD area median income, Martin County, 4-person household (2026)
$129,000
Sewall's Point median household incomeMedian household income in Sewall's Point (Census, 2024)
28 of the 89 programs here set their income limit as a share of Martin County’s area median income, adjusted for household size. See the published limits for Martin County
Free help nearbyFree help near Sewall's Point
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Sewall's Point’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Martin County SHIP Purchase Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Sewall's Point questions
Does Sewall's Point have its own down payment program?
No program run for Sewall's Point alone is listed. A home in Sewall's Point can use the 1 program that cover Martin County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Sewall's Point?
Sewall's Point’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Martin County?
Each program sets its own. 28 of the programs here set theirs as a share of HUD’s area median income for Martin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Sewall's Point?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Sewall's Point. Create a free account and take the 90-second match to see the ones near you.
Nearby in Martin
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.