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Down payment assistance

Buying a home in South Apopka, FL

3 county programs and 26 statewide.

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What’s local to South Apopka

No program run for South Apopka alone is listed. A home in South Apopka can use Orange County’s programs below, plus the Florida statewide and federal ones.

The closest city that runs its own program is Apopka, about 1 mile away. City programs usually require the home to be inside that city’s limits.

Anywhere in Orange

3 county programs

2 more programs are for homes in Apopka and Orlando. See them
  • Apopka — City of Apopka SHIP Purchase Assistance
  • Orlando — City of Orlando Down Payment Assistance Program

The South Apopka market

Kinds of homes here

  • 66.4% single-family
  • 11% townhouse
  • 7.6% 2–4 units
  • 12.7% 5+ units
  • 2.3% mobile & other

Condos count. 1 of South Apopka’s 3 local and county programs accept condos. Habitat for Humanity of Greater Orlando lists single family. Homes in Partnership lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

35.3%

of South Apopka homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$97,600
County area median income, 4 people (HUD)
$61,151
South Apopka median household income

See the published limits for Orange County

Free help nearby

10 HUD-approved counseling agencies within 15 miles

3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Florida and nationwide

88 statewide & federal programs

South Apopka questions

Does South Apopka have its own down payment program?

No program run for South Apopka alone is listed. A home in South Apopka can use the 3 programs that cover Orange County and the 26 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in South Apopka?

1 of South Apopka’s 3 local and county programs accept condos. Habitat for Humanity of Greater Orlando lists single family. Homes in Partnership lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Orange County?

Each program sets its own. 30 of the programs here set theirs as a share of HUD’s area median income for Orange County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near South Apopka?

HUD-approved housing counseling agencies teach homebuyer classes, and 10 agencies are within 15 miles of South Apopka. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.