Habitat for Humanity of Kankakee County Homeownership Program
First mortgage · New construction
Down payment assistance · Kankakee County
Buying a home in Bradley, IL
1 county program and 7 statewide.Bradley has no program of its own, 1 across Kankakee County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Bradley
No program of Bradley’s own yet
No program run for Bradley alone is listed. A home in Bradley can use Kankakee County’s programs below, plus the Illinois statewide and federal ones.
The closest city that runs its own program is Joliet, about 29 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KankakeeAnywhere in Kankakee County
1 county program1 county program a Bradley homebuyer can use
The Bradley marketThe Bradley housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Bradley
- 77.5% single-familysingle-family
- 5.3% townhousetownhouse
- 9.9% 2–4 units2–4 units
- 7.2% 5+ unitscondo & apartment buildings (5+ units)
- 0.1% mobile & othermobile home & other
About condos. Bradley’s one local program does not list condos as eligible. Habitat for Humanity of Kankakee County Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bradley’s homes were built
pre-19401970s2020+
60.4%
of Bradley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$102,200
County area median income, 4 people (HUD)HUD area median income, Kankakee County, 4-person household (2026)
$67,420
Bradley median household incomeMedian household income in Bradley (Census, 2024)
12 of the 70 programs here set their income limit as a share of Kankakee County’s area median income, adjusted for household size. See the published limits for Kankakee County
Free help nearbyFree help near Bradley
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Bradley’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Kankakee County Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Illinois and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Bradley questions
Does Bradley have its own down payment program?
No program run for Bradley alone is listed. A home in Bradley can use the 1 program that cover Kankakee County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Bradley?
Bradley’s one local program does not list condos as eligible. Habitat for Humanity of Kankakee County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Kankakee County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Kankakee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Bradley?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
60915
Nearby in Kankakee
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.