Detroit Down Payment Assistance Program
Assistance grant · Forgiven over 3 yrs · Income limits
Down payment assistance · Wayne County
Buying a home in Belleville, MI
2 county programs and 9 statewide.Belleville has no program of its own, 2 across Wayne County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Belleville
No program of Belleville’s own yet
No program run for Belleville alone is listed. A home in Belleville can use Wayne County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Ypsilanti, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WayneAnywhere in Wayne County
2 county programs2 county programs a Belleville homebuyer can use
6 more programs are for homes in Taylor, Detroit, Lincoln Park, Livonia and Westland. See them 6 programs in neighboring cities — for homes inside those cities, not Belleville
- Taylor — City of Taylor Home Down Payment Assistance (DPA) Program
- Detroit — Newberry Affordable Homeownership Program (Down Payment Assistance)
- Lincoln Park — City of Lincoln Park Down Payment Assistance for First-Time Homebuyers
- Livonia — City of Livonia Down Payment Assistance for First-Time Homebuyers
- Westland — City of Westland Homebuyer Program
- Detroit — Habitat for Humanity Detroit Homeownership Program
The Belleville marketThe Belleville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Belleville
- 28.1% single-familysingle-family
- 11.6% townhousetownhouse
- 11.1% 2–4 units2–4 units
- 30.2% 5+ unitscondo & apartment buildings (5+ units)
- 19.1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Belleville’s homes were built
pre-19401970s2020+
60.5%
of Belleville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,800
County area median income, 4 people (HUD)HUD area median income, Wayne County, 4-person household (2026)
$62,991
Belleville median household incomeMedian household income in Belleville (Census, 2024)
14 of the 73 programs here set their income limit as a share of Wayne County’s area median income, adjusted for household size. See the published limits for Wayne County
Free help nearbyFree help near Belleville
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Belleville questions
Does Belleville have its own down payment program?
No program run for Belleville alone is listed. A home in Belleville can use the 2 programs that cover Wayne County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Belleville?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Wayne County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Wayne County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Belleville?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48111 · 48112
Nearby in Wayne
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.