Detroit Down Payment Assistance Program
Assistance grant · Forgiven over 3 yrs · Income limits
Down payment assistance · Wayne County
Buying a home in Canton, MI
2 county programs and 9 statewide.Canton has no program of its own, 2 across Wayne County, and 9 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Canton
No program of Canton’s own yet
No program run for Canton alone is listed. A home in Canton can use Wayne County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Westland, about 4 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WayneAnywhere in Wayne County
2 county programs2 county programs a Canton homebuyer can use
6 more programs are for homes in Taylor, Detroit, Lincoln Park, Livonia and Westland. See them 6 programs in neighboring cities — for homes inside those cities, not Canton
- Taylor — City of Taylor Home Down Payment Assistance (DPA) Program
- Detroit — Newberry Affordable Homeownership Program (Down Payment Assistance)
- Lincoln Park — City of Lincoln Park Down Payment Assistance for First-Time Homebuyers
- Livonia — City of Livonia Down Payment Assistance for First-Time Homebuyers
- Westland — City of Westland Homebuyer Program
- Detroit — Habitat for Humanity Detroit Homeownership Program
Income limits in Wayne County
How programs here set their income limits
$104,800
County area median income, 4 people (HUD)HUD area median income, Wayne County, 4-person household (2026)
14 of the 73 programs here set their income limit as a share of Wayne County’s area median income, adjusted for household size. See the published limits for Wayne County
Free help nearbyFree help near Canton
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Canton questions
Does Canton have its own down payment program?
No program run for Canton alone is listed. A home in Canton can use the 2 programs that cover Wayne County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Canton?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Wayne County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Wayne County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Canton?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Canton. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48187 · 48188
Nearby in Wayne
Sources
Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.