Forgivable loan
LiveYpsi Homebuyer Assistance Program
Income limits
Down payment assistance · Washtenaw County
Buying a home in Ypsilanti, MI
1 Ypsilanti program, 2 county programs and 9 statewide.Ypsilanti has 1 program of its own, 2 more across Washtenaw County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Ypsilanti addresses
Ypsilanti’s own program
Anywhere in WashtenawAnywhere in Washtenaw County
2 county programs2 county programs a Ypsilanti homebuyer can also use
The Ypsilanti marketThe Ypsilanti housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ypsilanti
- 37.1% single-familysingle-family
- 3% townhousetownhouse
- 19% 2–4 units2–4 units
- 40.3% 5+ unitscondo & apartment buildings (5+ units)
- 0.6% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ypsilanti’s homes were built
pre-19401970s2020+
80.3%
of Ypsilanti homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$142,300
County area median income, 4 people (HUD)HUD area median income, Washtenaw County, 4-person household (2026)
$46,588
Ypsilanti median household incomeMedian household income in Ypsilanti (Census, 2024)
14 of the 74 programs here set their income limit as a share of Washtenaw County’s area median income, adjusted for household size. See the published limits for Washtenaw County
Free help nearbyFree help near Ypsilanti
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Ypsilanti questions
Does Ypsilanti have its own down payment program?
Yes, one: LiveYpsi Homebuyer Assistance Program, a forgivable loan (forgiven over 5 yrs, income limits). It is for homes inside Ypsilanti.
Can I use assistance on a condo in Ypsilanti?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Washtenaw County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Washtenaw County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ypsilanti?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Ypsilanti. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48197 · 48198
Nearby in Washtenaw
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.