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Down payment assistance

Buying a home in Boiling Spring Lakes, NC

1 county program and 6 statewide.

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What’s local to Boiling Spring Lakes

No program run for Boiling Spring Lakes alone is listed. A home in Boiling Spring Lakes can use Brunswick County’s programs below, plus the North Carolina statewide and federal ones.

The closest city that runs its own program is Wilmington, about 15 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Brunswick

1 county program

The Boiling Spring Lakes market

Kinds of homes here

  • 76.1% single-family
  • 1.7% townhouse
  • 0% 2–4 units
  • 3.9% 5+ units
  • 18.3% mobile & other

About condos. Boiling Spring Lakes’s one local program does not list condos as eligible. Brunswick County Habitat for Humanity Homeownership Program (SHLP) lists single_family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

16.8%

of Boiling Spring Lakes homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$99,200
County area median income, 4 people (HUD)
$62,676
Boiling Spring Lakes median household income

See the published limits for Brunswick County

Free help nearby

Free help from a HUD-approved housing counselor

Boiling Spring Lakes’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across North Carolina and nationwide

68 statewide & federal programs

Boiling Spring Lakes questions

Does Boiling Spring Lakes have its own down payment program?

No program run for Boiling Spring Lakes alone is listed. A home in Boiling Spring Lakes can use the 1 program that cover Brunswick County and the 6 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Boiling Spring Lakes?

Boiling Spring Lakes’s one local program does not list condos as eligible. Brunswick County Habitat for Humanity Homeownership Program (SHLP) lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Brunswick County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Brunswick County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Boiling Spring Lakes?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.