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Down payment assistance

Buying a home in Long Beach, NC

1 county program and 6 statewide.

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What’s local to Long Beach

No program run for Long Beach alone is listed. A home in Long Beach can use Brunswick County’s programs below, plus the North Carolina statewide and federal ones.

The closest city that runs its own program is Wilmington, about 24 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Brunswick

1 county program

Income limits in Brunswick County

How programs here set their income limits

$99,200
County area median income, 4 people (HUD)

See the published limits for Brunswick County

Free help nearby

Free help from a HUD-approved housing counselor

Long Beach’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across North Carolina and nationwide

68 statewide & federal programs

Long Beach questions

Does Long Beach have its own down payment program?

No program run for Long Beach alone is listed. A home in Long Beach can use the 1 program that cover Brunswick County and the 6 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Long Beach?

Long Beach’s one local program does not list condos as eligible. Brunswick County Habitat for Humanity Homeownership Program (SHLP) lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Brunswick County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Brunswick County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Long Beach?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.