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Down payment assistance

Buying a home in McCord, OK

18 statewide.

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What’s local to McCord

No program run for McCord or for Osage County alone is listed. A home in McCord can use the Oklahoma statewide and federal programs below.

The closest city that runs its own program is Ponca City, about 3 miles away. City programs usually require the home to be inside that city’s limits.

The McCord market

Kinds of homes here

  • 79.2% single-family
  • 0% townhouse
  • 0% 2–4 units
  • 0% 5+ units
  • 20.8% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

53%

of McCord homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$95,000
County area median income, 4 people (HUD)
$83,125
McCord median household income

See the published limits for Osage County

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Across Oklahoma and nationwide

80 statewide & federal programs

McCord questions

Does McCord have its own down payment program?

No program run for McCord alone is listed. A home in McCord can use the 18 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in McCord?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Osage County?

Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Osage County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near McCord?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.