Kaw Housing Authority Down Payment Assistance Program
Assistance grant · Forgiven over 1 yrs · Income limits
Down payment assistance · Kay County
Buying a home in Newkirk, OK
3 county programs and 18 statewide.Newkirk has no program of its own, 3 across Kay County, and 18 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Newkirk
No program of Newkirk’s own yet
No program run for Newkirk alone is listed. A home in Newkirk can use Kay County’s programs below, plus the Oklahoma statewide and federal ones.
The closest city that runs its own program is Ponca City, about 12 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KayAnywhere in Kay County
3 county programs3 county programs a Newkirk homebuyer can use
1 more program is for homes in Ponca City. See them 1 program in neighboring cities — for homes inside those cities, not Newkirk
- Ponca City — City of Ponca City Homebuyer Assistance Program
The Newkirk marketThe Newkirk housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Newkirk
- 75.1% single-familysingle-family
- 0.6% townhousetownhouse
- 8.7% 2–4 units2–4 units
- 2.6% 5+ unitscondo & apartment buildings (5+ units)
- 13% mobile & othermobile home & other
About condos. None of Newkirk’s 3 local and county programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Newkirk’s homes were built
pre-19401970s2020+
72.8%
of Newkirk homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$77,500
County area median income, 4 people (HUD)HUD area median income, Kay County, 4-person household (2026)
$52,639
Newkirk median household incomeMedian household income in Newkirk (Census, 2024)
17 of the 83 programs here set their income limit as a share of Kay County’s area median income, adjusted for household size. See the published limits for Kay County
Free help nearbyFree help near Newkirk
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oklahoma and nationwide
80 statewide & federal programs18 statewide programs, plus federal options
Newkirk questions
Does Newkirk have its own down payment program?
No program run for Newkirk alone is listed. A home in Newkirk can use the 3 programs that cover Kay County and the 18 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Newkirk?
None of Newkirk’s 3 local and county programs list condos as eligible. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Kay County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Kay County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Newkirk?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
74647
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.