Down payment assistance · Le Flore County
Buying a home in Panama, OK
18 statewide.Panama has no program of its own, and 18 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Panama
No program of Panama’s own yet
No program run for Panama or for Le Flore County alone is listed. A home in Panama can use the Oklahoma statewide and federal programs below.
The closest city that runs its own program is Tulsa, about 101 miles away. City programs usually require the home to be inside that city’s limits.
The Panama marketThe Panama housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Panama
- 73.6% single-familysingle-family
- 0% townhousetownhouse
- 4.1% 2–4 units2–4 units
- 4.7% 5+ unitscondo & apartment buildings (5+ units)
- 17.7% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Panama’s homes were built
44.4%
of Panama homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
15 of the 80 programs here set their income limit as a share of Le Flore County’s area median income, adjusted for household size. See the published limits for Le Flore County
Free help nearbyFree help near Panama
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Oklahoma and nationwide
80 statewide & federal programs18 statewide programs, plus federal options
Panama questions
Does Panama have its own down payment program?
No program run for Panama alone is listed. A home in Panama can use the 18 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Panama?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Le Flore County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Le Flore County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Panama?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
74951
Nearby in Le Flore
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.