Assistance grant
Lawrence County Down Payment Assistance Program
First-time homebuyers · Income limits · Single-family
Down payment assistance · Lawrence County
Buying a home in New Castle, PA
1 New Castle program and 5 statewide.New Castle has 1 program of its own, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for New Castle addresses
New Castle’s own program
The New Castle marketThe New Castle housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in New Castle
- 72.9% single-familysingle-family
- 3.9% townhousetownhouse
- 8.7% 2–4 units2–4 units
- 13.9% 5+ unitscondo & apartment buildings (5+ units)
- 0.6% mobile & othermobile home & other
About condos. New Castle’s one local program does not list condos as eligible. Lawrence County Down Payment Assistance Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When New Castle’s homes were built
pre-19401970s2020+
94.3%
of New Castle homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$86,900
County area median income, 4 people (HUD)HUD area median income, Lawrence County, 4-person household (2026)
$42,219
New Castle median household incomeMedian household income in New Castle (Census, 2024)
10 of the 68 programs here set their income limit as a share of Lawrence County’s area median income, adjusted for household size. See the published limits for Lawrence County
Free help nearbyFree help near New Castle
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
New Castle’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Lawrence County Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
New Castle questions
Does New Castle have its own down payment program?
Yes, one: Lawrence County Down Payment Assistance Program, a assistance grant for first-time homebuyers (income limits). It is for homes inside New Castle.
Can I use assistance on a condo in New Castle?
New Castle’s one local program does not list condos as eligible. Lawrence County Down Payment Assistance Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lawrence County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Lawrence County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near New Castle?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of New Castle. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
16101 · 16102 · 16103 · 16105 · 16107 · 16108
Nearby in Lawrence
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.