Community Action Partnership of Mercer County Assets Match Program
Down-payment assistance
Down payment assistance · Mercer County
Buying a home in Hermitage, PA
1 county program and 5 statewide.Hermitage has no program of its own, 1 across Mercer County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Hermitage
No program of Hermitage’s own yet
No program run for Hermitage alone is listed. A home in Hermitage can use Mercer County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Pittsburgh, about 60 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MercerAnywhere in Mercer County
1 county program1 county program a Hermitage homebuyer can use
The Hermitage marketThe Hermitage housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hermitage
- 70.7% single-familysingle-family
- 5.1% townhousetownhouse
- 3.6% 2–4 units2–4 units
- 17.2% 5+ unitscondo & apartment buildings (5+ units)
- 3.4% mobile & othermobile home & other
About condos. Hermitage’s one local program does not list condos as eligible. Community Action Partnership of Mercer County Assets Match Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hermitage’s homes were built
pre-19401970s2020+
62.9%
of Hermitage homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$83,600
County area median income, 4 people (HUD)HUD area median income, Mercer County, 4-person household (2026)
$70,052
Hermitage median household incomeMedian household income in Hermitage (Census, 2024)
9 of the 68 programs here set their income limit as a share of Mercer County’s area median income, adjusted for household size. See the published limits for Mercer County
Free help nearbyFree help near Hermitage
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Hermitage’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Community Action Partnership of Mercer County Assets Match Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Hermitage questions
Does Hermitage have its own down payment program?
No program run for Hermitage alone is listed. A home in Hermitage can use the 1 program that cover Mercer County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hermitage?
Hermitage’s one local program does not list condos as eligible. Community Action Partnership of Mercer County Assets Match Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Mercer County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Mercer County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hermitage?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Hermitage. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
16148
Nearby in Mercer
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.