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Down payment assistance

Buying a home in Bessemer, PA

1 county program and 5 statewide.

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What’s local to Bessemer

No program run for Bessemer alone is listed. A home in Bessemer can use Lawrence County’s programs below, plus the Pennsylvania statewide and federal ones.

The closest city that runs its own program is Pittsburgh, about 45 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Lawrence

1 county program

The Bessemer market

Kinds of homes here

  • 79.2% single-family
  • 6% townhouse
  • 9.1% 2–4 units
  • 0.7% 5+ units
  • 5% mobile & other

About condos. Bessemer’s one local program does not list condos as eligible. Lawrence County Down Payment Assistance Program lists single-family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

91.2%

of Bessemer homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$86,900
County area median income, 4 people (HUD)
$65,893
Bessemer median household income

See the published limits for Lawrence County

Free help nearby

5 HUD-approved counseling agencies within 15 miles

Bessemer’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Pennsylvania and nationwide

67 statewide & federal programs

Bessemer questions

Does Bessemer have its own down payment program?

No program run for Bessemer alone is listed. A home in Bessemer can use the 1 program that cover Lawrence County and the 5 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Bessemer?

Bessemer’s one local program does not list condos as eligible. Lawrence County Down Payment Assistance Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Lawrence County?

Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Lawrence County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Bessemer?

HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Bessemer. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

16112

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.