Central South Carolina Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Richland County
Buying a home in Forest Acres, SC
2 county programs and 11 statewide.Forest Acres has no program of its own, 2 across Richland County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Forest Acres
No program of Forest Acres’s own yet
No program run for Forest Acres alone is listed. A home in Forest Acres can use Richland County’s programs below, plus the South Carolina statewide and federal ones.
The closest city that runs its own program is Columbia, about 3 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in RichlandAnywhere in Richland County
2 county programs2 county programs a Forest Acres homebuyer can use
1 more program is for homes in Columbia. See them 1 program in neighboring cities — for homes inside those cities, not Forest Acres
- Columbia — City Lender I - with Down Payment Assistance (City of Columbia)
The Forest Acres marketThe Forest Acres housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Forest Acres
- 69% single-familysingle-family
- 6.7% townhousetownhouse
- 9% 2–4 units2–4 units
- 14.8% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
About condos. None of Forest Acres’s 2 local and county programs list condos as eligible. Central South Carolina Habitat for Humanity Homeownership Program lists single family. Richland County Home Ownership Assistance lists single-family detached dwelling located in unincorporated richland county, built after 1978..
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Forest Acres’s homes were built
pre-19401970s2020+
73.8%
of Forest Acres homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$92,400
County area median income, 4 people (HUD)HUD area median income, Richland County, 4-person household (2026)
$78,306
Forest Acres median household incomeMedian household income in Forest Acres (Census, 2024)
12 of the 75 programs here set their income limit as a share of Richland County’s area median income, adjusted for household size. See the published limits for Richland County
Free help nearbyFree help near Forest Acres
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Carolina and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Forest Acres questions
Does Forest Acres have its own down payment program?
No program run for Forest Acres alone is listed. A home in Forest Acres can use the 2 programs that cover Richland County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Forest Acres?
None of Forest Acres’s 2 local and county programs list condos as eligible. Central South Carolina Habitat for Humanity Homeownership Program lists single family. Richland County Home Ownership Assistance lists single-family detached dwelling located in unincorporated richland county, built after 1978.. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Richland County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Richland County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Forest Acres?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Forest Acres. Create a free account and take the 90-second match to see the ones near you.
Nearby in Richland
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.