Lexington County Homeownership Assistance Program
Deferred second loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Lexington County
Buying a home in Seven Oaks, SC
1 county program and 11 statewide.Seven Oaks has no program of its own, 1 across Lexington County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Seven Oaks
No program of Seven Oaks’s own yet
No program run for Seven Oaks alone is listed. A home in Seven Oaks can use Lexington County’s programs below, plus the South Carolina statewide and federal ones.
The closest city that runs its own program is Columbia, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in LexingtonAnywhere in Lexington County
1 county program1 county program a Seven Oaks homebuyer can use
The Seven Oaks marketThe Seven Oaks housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Seven Oaks
- 63.8% single-familysingle-family
- 4.9% townhousetownhouse
- 7.7% 2–4 units2–4 units
- 21.4% 5+ unitscondo & apartment buildings (5+ units)
- 2.2% mobile & othermobile home & other
About condos. Seven Oaks’s one local program does not list condos as eligible. Lexington County Homeownership Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Seven Oaks’s homes were built
pre-19401970s2020+
77.9%
of Seven Oaks homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$92,400
County area median income, 4 people (HUD)HUD area median income, Lexington County, 4-person household (2026)
$62,955
Seven Oaks median household incomeMedian household income in Seven Oaks (Census, 2024)
11 of the 74 programs here set their income limit as a share of Lexington County’s area median income, adjusted for household size. See the published limits for Lexington County
Free help nearbyFree help near Seven Oaks
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Seven Oaks’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Lexington County Homeownership Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Carolina and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Seven Oaks questions
Does Seven Oaks have its own down payment program?
No program run for Seven Oaks alone is listed. A home in Seven Oaks can use the 1 program that cover Lexington County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Seven Oaks?
Seven Oaks’s one local program does not list condos as eligible. Lexington County Homeownership Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lexington County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Lexington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Seven Oaks?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Seven Oaks. Create a free account and take the 90-second match to see the ones near you.
Nearby in Lexington
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.