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Down payment assistance

Buying a home in West Columbia, SC

1 county program and 11 statewide.

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What’s local to West Columbia

No program run for West Columbia alone is listed. A home in West Columbia can use Lexington County’s programs below, plus the South Carolina statewide and federal ones.

The closest city that runs its own program is Columbia, about 2 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Lexington

1 county program

The West Columbia market

Kinds of homes here

  • 60.9% single-family
  • 2.8% townhouse
  • 13.4% 2–4 units
  • 17.7% 5+ units
  • 5.2% mobile & other

About condos. West Columbia’s one local program does not list condos as eligible. Lexington County Homeownership Assistance Program lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

55.1%

of West Columbia homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$92,400
County area median income, 4 people (HUD)
$56,912
West Columbia median household income

See the published limits for Lexington County

Free help nearby

1 HUD-approved counseling agency within 15 miles

West Columbia’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across South Carolina and nationwide

73 statewide & federal programs

West Columbia questions

Does West Columbia have its own down payment program?

No program run for West Columbia alone is listed. A home in West Columbia can use the 1 program that cover Lexington County and the 11 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in West Columbia?

West Columbia’s one local program does not list condos as eligible. Lexington County Homeownership Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Lexington County?

Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Lexington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near West Columbia?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of West Columbia. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

29169 · 29170 · 29171 · 29172

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.