Central South Carolina Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Richland County
Buying a home in Lake Murray of Richland, SC
2 county programs and 11 statewide.Lake Murray of Richland has no program of its own, 2 across Richland County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Lake Murray of Richland
No program of Lake Murray of Richland’s own yet
No program run for Lake Murray of Richland alone is listed. A home in Lake Murray of Richland can use Richland County’s programs below, plus the South Carolina statewide and federal ones.
The closest city that runs its own program is Columbia, about 16 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in RichlandAnywhere in Richland County
2 county programs2 county programs a Lake Murray of Richland homebuyer can use
1 more program is for homes in Columbia. See them 1 program in neighboring cities — for homes inside those cities, not Lake Murray of Richland
- Columbia — City Lender I - with Down Payment Assistance (City of Columbia)
The Lake Murray of Richland marketThe Lake Murray of Richland housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lake Murray of Richland
- 87.7% single-familysingle-family
- 2.1% townhousetownhouse
- 0.2% 2–4 units2–4 units
- 10% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. None of Lake Murray of Richland’s 2 local and county programs list condos as eligible. Central South Carolina Habitat for Humanity Homeownership Program lists single family. Richland County Home Ownership Assistance lists single-family detached dwelling located in unincorporated richland county, built after 1978..
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lake Murray of Richland’s homes were built
pre-19401970s2020+
7.4%
of Lake Murray of Richland homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$92,400
County area median income, 4 people (HUD)HUD area median income, Richland County, 4-person household (2026)
$119,107
Lake Murray of Richland median household incomeMedian household income in Lake Murray of Richland (Census, 2024)
12 of the 75 programs here set their income limit as a share of Richland County’s area median income, adjusted for household size. See the published limits for Richland County
Free help nearbyFree help near Lake Murray of Richland
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Carolina and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Lake Murray of Richland questions
Does Lake Murray of Richland have its own down payment program?
No program run for Lake Murray of Richland alone is listed. A home in Lake Murray of Richland can use the 2 programs that cover Richland County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lake Murray of Richland?
None of Lake Murray of Richland’s 2 local and county programs list condos as eligible. Central South Carolina Habitat for Humanity Homeownership Program lists single family. Richland County Home Ownership Assistance lists single-family detached dwelling located in unincorporated richland county, built after 1978.. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Richland County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Richland County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lake Murray of Richland?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Lake Murray of Richland. Create a free account and take the 90-second match to see the ones near you.
Nearby in Richland
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.