First mortgage
Habitat for Humanity, The Heart of Wyoming Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Natrona County
Buying a home in Casper, WY
2 Casper programs and 13 statewide.Casper has 2 programs of its own, and 13 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Casper addresses
Casper’s own programs
First mortgage
USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)
New construction · Income limits · Single Family
The Casper marketThe Casper housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Casper
- 70.3% single-familysingle-family
- 3.5% townhousetownhouse
- 4.6% 2–4 units2–4 units
- 17.5% 5+ unitscondo & apartment buildings (5+ units)
- 4.2% mobile & othermobile home & other
About condos. None of Casper’s 2 local and county programs list condos as eligible. Habitat for Humanity, The Heart of Wyoming Homeownership Program lists single family. USDA Section 502 Direct Single Family Housing Home Loan (Wyoming) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Casper’s homes were built
pre-19401970s2020+
60%
of Casper homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$99,500
County area median income, 4 people (HUD)HUD area median income, Natrona County, 4-person household (2026)
$70,218
Casper median household incomeMedian household income in Casper (Census, 2024)
12 of the 77 programs here set their income limit as a share of Natrona County’s area median income, adjusted for household size. See the published limits for Natrona County
Free help nearbyFree help near Casper
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Wyoming and nationwide
75 statewide & federal programs13 statewide programs, plus federal options
Casper questions
Does Casper have its own down payment program?
Yes, 2: Habitat for Humanity, The Heart of Wyoming Homeownership Program and USDA Section 502 Direct Single Family Housing Home Loan (Wyoming). Each is for homes inside Casper.
Can I use assistance on a condo in Casper?
None of Casper’s 2 local and county programs list condos as eligible. Habitat for Humanity, The Heart of Wyoming Homeownership Program lists single family. USDA Section 502 Direct Single Family Housing Home Loan (Wyoming) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Natrona County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Natrona County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Casper?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Casper. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
82601 · 82602 · 82604 · 82605 · 82609
Nearby in Natrona
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.