Habitat for Humanity, The Heart of Wyoming Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Natrona County
Buying a home in Mills, WY
1 county program and 14 statewide.Mills has no program of its own, 1 across Natrona County, and 14 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Mills
No program of Mills’s own yet
No program run for Mills alone is listed. A home in Mills can use Natrona County’s programs below, plus the Wyoming statewide and federal ones.
Anywhere in NatronaAnywhere in Natrona County
1 county program1 county program a Mills homebuyer can use
The Mills marketThe Mills housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Mills
- 50.5% single-familysingle-family
- 4.6% townhousetownhouse
- 2.2% 2–4 units2–4 units
- 5.4% 5+ unitscondo & apartment buildings (5+ units)
- 37.3% mobile & othermobile home & other
About condos. Mills’s one local program does not list condos as eligible. Habitat for Humanity, The Heart of Wyoming Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Mills’s homes were built
pre-19401970s2020+
44.1%
of Mills homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$99,500
County area median income, 4 people (HUD)HUD area median income, Natrona County, 4-person household (2026)
$50,656
Mills median household incomeMedian household income in Mills (Census, 2024)
12 of the 77 programs here set their income limit as a share of Natrona County’s area median income, adjusted for household size. See the published limits for Natrona County
Free help nearbyFree help near Mills
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Mills’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity, The Heart of Wyoming Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wyoming and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
Mills questions
Does Mills have its own down payment program?
No program run for Mills alone is listed. A home in Mills can use the 1 program that cover Natrona County and the 14 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Mills?
Mills’s one local program does not list condos as eligible. Habitat for Humanity, The Heart of Wyoming Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Natrona County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Natrona County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mills?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Mills. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
82644
Nearby in Natrona
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.