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Down payment assistance

Buying a home in Plantersville, MS

1 county program and 13 statewide.

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What’s local to Plantersville

No program run for Plantersville alone is listed. A home in Plantersville can use Lee County’s programs below, plus the Mississippi statewide and federal ones.

The closest city that runs its own program is Jackson, about 159 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Lee

1 county program

The Plantersville market

Kinds of homes here

  • 44.4% single-family
  • 1.1% townhouse
  • 21.8% 2–4 units
  • 16.4% 5+ units
  • 16.2% mobile & other

About condos. Plantersville’s one local program does not list condos as eligible. Northeast Mississippi Habitat for Humanity Homeownership Program lists single_family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

26.8%

of Plantersville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$75,700
County area median income, 4 people (HUD)
$25,662
Plantersville median household income

See the published limits for Lee County

Free help nearby

Free help from a HUD-approved housing counselor

Plantersville’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Free account → 90-second match → your counselors · Sign in

Across Mississippi and nationwide

75 statewide & federal programs

Plantersville questions

Does Plantersville have its own down payment program?

No program run for Plantersville alone is listed. A home in Plantersville can use the 1 program that cover Lee County and the 13 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Plantersville?

Plantersville’s one local program does not list condos as eligible. Northeast Mississippi Habitat for Humanity Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Lee County?

Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Lee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Plantersville?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

38862

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.