Down-payment assistance
Northeast Mississippi Habitat for Humanity Homeownership Program
First-time homebuyers · New construction · Income limits · single_family
Down payment assistance · Lee County
Buying a home in Tupelo, MS
1 Tupelo program and 13 statewide.Tupelo has 1 program of its own, and 13 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Tupelo addresses
Tupelo’s own program
The Tupelo marketThe Tupelo housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Tupelo
- 69.6% single-familysingle-family
- 2.1% townhousetownhouse
- 11.1% 2–4 units2–4 units
- 15.3% 5+ unitscondo & apartment buildings (5+ units)
- 2.1% mobile & othermobile home & other
About condos. Tupelo’s one local program does not list condos as eligible. Northeast Mississippi Habitat for Humanity Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Tupelo’s homes were built
pre-19401970s2020+
47.9%
of Tupelo homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$75,700
County area median income, 4 people (HUD)HUD area median income, Lee County, 4-person household (2026)
$66,257
Tupelo median household incomeMedian household income in Tupelo (Census, 2024)
15 of the 76 programs here set their income limit as a share of Lee County’s area median income, adjusted for household size. See the published limits for Lee County
Free help nearbyFree help near Tupelo
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Tupelo’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Northeast Mississippi Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Mississippi and nationwide
75 statewide & federal programs13 statewide programs, plus federal options
Tupelo questions
Does Tupelo have its own down payment program?
Yes, one: Northeast Mississippi Habitat for Humanity Homeownership Program, a down-payment assistance for first-time homebuyers (new construction, income limits). It is for homes inside Tupelo.
Can I use assistance on a condo in Tupelo?
Tupelo’s one local program does not list condos as eligible. Northeast Mississippi Habitat for Humanity Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lee County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Lee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Tupelo?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
38801 · 38802 · 38803 · 38804
Nearby in Lee
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.