Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program
Assistance grant · New construction · Income limits
Down payment assistance · Pottawatomie County
Buying a home in McLoud, OK
1 county program and 18 statewide.McLoud has no program of its own, 1 across Pottawatomie County, and 18 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to McLoud
No program of McLoud’s own yet
No program run for McLoud alone is listed. A home in McLoud can use Pottawatomie County’s programs below, plus the Oklahoma statewide and federal ones.
The closest city that runs its own program is Oklahoma City, about 24 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PottawatomieAnywhere in Pottawatomie County
1 county program1 county program a McLoud homebuyer can use
The McLoud marketThe McLoud housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in McLoud
- 73.4% single-familysingle-family
- 1.9% townhousetownhouse
- 6.2% 2–4 units2–4 units
- 7.1% 5+ unitscondo & apartment buildings (5+ units)
- 11.5% mobile & othermobile home & other
About condos. McLoud’s one local program does not list condos as eligible. Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When McLoud’s homes were built
pre-19401970s2020+
40.7%
of McLoud homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$82,200
County area median income, 4 people (HUD)HUD area median income, Pottawatomie County, 4-person household (2026)
$63,469
McLoud median household incomeMedian household income in McLoud (Census, 2024)
16 of the 81 programs here set their income limit as a share of Pottawatomie County’s area median income, adjusted for household size. See the published limits for Pottawatomie County
Free help nearbyFree help near McLoud
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
McLoud’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oklahoma and nationwide
80 statewide & federal programs18 statewide programs, plus federal options
McLoud questions
Does McLoud have its own down payment program?
No program run for McLoud alone is listed. A home in McLoud can use the 1 program that cover Pottawatomie County and the 18 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in McLoud?
McLoud’s one local program does not list condos as eligible. Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Pottawatomie County?
Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Pottawatomie County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near McLoud?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
74851
Nearby in Pottawatomie
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.