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Down payment assistance

Buying a home in Shawnee, OK

2 Shawnee programs and 17 statewide.

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Only for Shawnee addresses

Assistance grant

Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program

First-time homebuyers · New construction · Income limits · Single Family

Assistance grant

Citizen Potawatomi Nation One-Time Grant (Down Payment / Closing Cost Assistance)

New construction · Income limits · Single Family

The Shawnee market

Kinds of homes here

  • 78.5% single-family
  • 1.3% townhouse
  • 9.6% 2–4 units
  • 8.4% 5+ units
  • 2.2% mobile & other

About condos. None of Shawnee’s 2 local and county programs list condos as eligible. Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program lists single family. Citizen Potawatomi Nation One-Time Grant (Down Payment / Closing Cost Assistance) lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

63.3%

of Shawnee homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$82,200
County area median income, 4 people (HUD)
$55,815
Shawnee median household income

See the published limits for Pottawatomie County

Free help nearby

Free help from a HUD-approved housing counselor

Shawnee’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Free account → 90-second match → your counselors · Sign in

Across Oklahoma and nationwide

79 statewide & federal programs

Shawnee questions

Does Shawnee have its own down payment program?

Yes, 2: Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program and Citizen Potawatomi Nation One-Time Grant (Down Payment / Closing Cost Assistance). Each is for homes inside Shawnee.

Can I use assistance on a condo in Shawnee?

None of Shawnee’s 2 local and county programs list condos as eligible. Absentee Shawnee Housing Authority (ASHA) Mortgage Assistance Program lists single family. Citizen Potawatomi Nation One-Time Grant (Down Payment / Closing Cost Assistance) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Pottawatomie County?

Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Pottawatomie County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Shawnee?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

74801 · 74802 · 74804

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.