Assistance grant
Peoria Housing Authority Down Payment Assistance Grant
New construction · Income limits · Single Family
Down payment assistance · Ottawa County
Buying a home in Miami, OK
1 Miami program, 1 county program and 18 statewide.Miami has 1 program of its own, 1 more across Ottawa County, and 18 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Miami addresses
Miami’s own program
Anywhere in OttawaAnywhere in Ottawa County
1 county program1 county program a Miami homebuyer can also use
The Miami marketThe Miami housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Miami
- 79.4% single-familysingle-family
- 2.5% townhousetownhouse
- 5.3% 2–4 units2–4 units
- 11.5% 5+ unitscondo & apartment buildings (5+ units)
- 1.4% mobile & othermobile home & other
About condos. None of Miami’s 2 local and county programs list condos as eligible. Peoria Housing Authority Down Payment Assistance Grant lists single family. Wyandotte Nation Down Payment Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Miami’s homes were built
pre-19401970s2020+
77.2%
of Miami homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$64,800
County area median income, 4 people (HUD)HUD area median income, Ottawa County, 4-person household (2026)
$46,410
Miami median household incomeMedian household income in Miami (Census, 2024)
17 of the 82 programs here set their income limit as a share of Ottawa County’s area median income, adjusted for household size. See the published limits for Ottawa County
Free help nearbyFree help near Miami
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Miami’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Wyandotte Nation Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Oklahoma and nationwide
80 statewide & federal programs18 statewide programs, plus federal options
Miami questions
Does Miami have its own down payment program?
Yes, one: Peoria Housing Authority Down Payment Assistance Grant, a assistance grant (new construction, income limits). It is for homes inside Miami.
Can I use assistance on a condo in Miami?
None of Miami’s 2 local and county programs list condos as eligible. Peoria Housing Authority Down Payment Assistance Grant lists single family. Wyandotte Nation Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Ottawa County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Ottawa County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Miami?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
74354 · 74355
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.