Down-payment assistance
Community Action Partnership of Mercer County Assets Match Program
First-time homebuyers · Single Family
Down payment assistance · Mercer County
Buying a home in Sharon, PA
1 Sharon program and 5 statewide.Sharon has 1 program of its own, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Sharon addresses
Sharon’s own program
The Sharon marketThe Sharon housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Sharon
- 67.9% single-familysingle-family
- 4.4% townhousetownhouse
- 11.8% 2–4 units2–4 units
- 15.5% 5+ unitscondo & apartment buildings (5+ units)
- 0.3% mobile & othermobile home & other
About condos. Sharon’s one local program does not list condos as eligible. Community Action Partnership of Mercer County Assets Match Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Sharon’s homes were built
pre-19401970s2020+
92.6%
of Sharon homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$83,600
County area median income, 4 people (HUD)HUD area median income, Mercer County, 4-person household (2026)
$45,670
Sharon median household incomeMedian household income in Sharon (Census, 2024)
9 of the 68 programs here set their income limit as a share of Mercer County’s area median income, adjusted for household size. See the published limits for Mercer County
Free help nearbyFree help near Sharon
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
Sharon’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Community Action Partnership of Mercer County Assets Match Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Sharon questions
Does Sharon have its own down payment program?
Yes, one: Community Action Partnership of Mercer County Assets Match Program, a down-payment assistance for first-time homebuyers. It is for homes inside Sharon.
Can I use assistance on a condo in Sharon?
Sharon’s one local program does not list condos as eligible. Community Action Partnership of Mercer County Assets Match Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Mercer County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Mercer County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Sharon?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Sharon. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
16146
Nearby in Mercer
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.